5 Simple Solutions To Release Anxiety and Create Financial Stability

Getting out of survival mode and shifting my relationship with my finances with simple and small changes has had one of the most significant effects on my anxiety and sense of wellbeing.

I once experienced chronic anxiety daily and I now feel much more calm and confident in my ability to create the things I desire in my life.

Here are 5 simple solutions (that I still do) that helped me become more financially stable:

1. I created an excel sheet of my monthly expenses, bank balances and income and I check it daily.

Having it all in one place and checking the numbers daily has made my financial reality a more tangible and satisfying experience.

While looking at the numbers, I often get creative ideas about how I can cut back or make more money.

2. I stopped using credit cards and getting into further debt.

Want to get out of debt? Stop getting into more debt.

I stopped putting pressure on myself to adopt a massive plan to pay off my debt in a short amount of time and instead just adopted the rule not to get into more debt.

This gave me a sense of relief.

I had a pattern of paying off a big chunk of debt and then getting into more debt and repeating the cycle again and again. By making the rule as simple as not getting into more debt, I take the pressure off and create more security in the long run.

Even if I don’t pay off my debt as soon as I’d like, I know that one day my debt will be gone if I just keep making the monthly payments.

P.S. To keep my credit score in good standing, I use a credit card for groceries and always make sure to pay it off before end of that billing cycle, that way I’m not getting into more debt.

3. I track every penny I spend in the notes app on my phone in specific categories, i.e. Food, Gas, and Miscellaneous.

Yes, every penny.

When I stay aware of what I’m spending, I feel more in control about my choices. I’m able to see detrimental patterns and slowly begin to shift them.

4. When I feel an overwhelming need to purchase something, I question whether it’s because I’m feeling inadequate or unsettled in some area of my life.

Instead of purchasing the thing, I feel into what’s really going on under the surface.

Usually if it feels urgent, it’s actually an impulsive decision that’s distracting me from something deeper.

When I address the underlying feeling, I feel a sense of peace and end up feeling grateful that I didn’t make the purchase.

5. I cut back on all non-essentials without decreasing the quality of my life.

For me, healthy and organic home-cooked food is important for my health so I give myself a little extra room in my budget for that.

Getting my nails done does not change the quality of my life, so I don’t spend money on that.

It’s important that I feel I can thrive in my life in the present so I make sure to keep room for the important things that keep me feeling well and thriving while cutting back on everything that doesn’t add to my life or support my financial future.

If you start making micro changes that don’t overwhelm you, you can start feeling a sense of stability in your life right now. The key is simple and small changes.

If you’re living in survival mode and struggling with anxiety, it’s tempting to believe you need to make drastic changes but that will only trigger your nervous system and lead you to sabotage with impulsive behaviors in order to feel safe again.

In the long run, simple and small changes that give you more security right now, will allow you to build upon them and turn into big improvements in the future.

*This article is for informational purposes only and is not intended to be personal financial advice.

Are you wondering why success strategies aren’t working for you? Check out this article.

If you’d like personal support around creating more ease and security in your life so you can begin to create the reality you actually desire, reach out to me here.